National Housing Policy & CM’s Jan Awas Yojana -2015

The National Urban Housing & Habitat Policy 2007

• Focus of the Policy is on affordable urban housing with special emphasis on the urban poor.
• Role of Housing and provision of basic services to the urban poor has been integrated into the objectives of the Jawaharlal Nehru Urban Renewal Mission (JNNURM).
• Special emphasis has been laid on Scheduled Castes / Tribes / Backward Classes / Minorities, empowerment of Women within the ambit of the urban poor.
• The Policy focuses on a symbiotic development of rural and urban areas in line with the objectives of the 74th Constitution Amendment Act.
• Within the overarching goal of “Affordable Housing for All,” emphasis has been laid on urban planning, increase supply of land, use of spatial incentives like additional Floor Area Ratio (FAR), Transferable Development Rights, etc., increased flow of funds, healthy environment, effective solid waste management and use of renewal sources of energy.

• Encouraging Integrated townships and Special Economic Zones.
• 10-15% of land in every new public/private housing projects or or 20-25% FAR whichever is greater to be reserved for EWS/LIG Housing through appropriate spatial incentives.
• Private Sector to be permitted land assembly within the purview of Master Plans. Action Plans for urban slum dwellers and special package for cooperative housing, labour housing and employees housing is to be prepared.
• States to be advised to develop 10 years perspective plan for housing of EWS/LIG.
• Policy gives primacy to provision of shelter to urban poor at their present location or near their work place.

12^th Five Year Plan 2012-2017 : Housing provisions

A roof for each family in India. The call given for ‘Housing for all’ by 2022 would require

• 2 crore houses in urban areas
• 4 crore houses in rural areas

Each house in the country should have basic facilities of 24-hour power supply, clean drinking water, a toilet, and be connected to a road

 Pradhan Mantri Awaas Yojana (Gramin)

 Under the PMAY (Gramin) in the next three years from 2016-17 to 2018-19, there is a target for construction of 1 crore houses in rural areas.

Pradhan Mantri Awas Yojana Urban PMAY-U

Important elements of PMAY- U are :

i) Rehabilitation of existing slum dwellers, using land as resource through participation of private developers in situ, wherever possible and in unavoidable cases by relocation.

ii) Promotion of affordable housing through credit linked subsidy.a

iii) Affordable Housing in partnership.

iv) Subsidy for beneficiary led individual house construction or enhancement.

i) In-situ slum redevelopment (ISSR): using land as resource, the scheme aims to provide houses to eligible slum dwellers by redeveloping the existing slums on public/ private land. Under this scheme, a grant of 1 lakh per house is provided by the central government to the planning and implementing authorities of the states/UTs.

(ii) Credit-linked subsidy scheme (CLSS):

(iii) Affordable housing in partnership (AHP): it aims to provide financial assistance to private developers to boost private participation in affordable housing projects; central assistance is provided at the rate of 1.5 lakh per EWS house in private projects where at least 35 per cent of the houses are constructed for the EWS category.

 (iv) Beneficiary-led construction or enhancement (BLC): this scheme involves central assistance of 1.5 lakh per family for new construction or extension of existing houses for the EWS/ LIG.

CM’s Jan Awas Yojana -2015

Various Provisions for Affordable Housing :-

Provision-1A
Mandatory Provisions for Residential Schemes of ULBs/UITs/Development Authorities/RHB and Private Developers – for Private Developers 7.5% FAR is required to be reserved for EWS/LIG houses, For UITs/ Development Authorities/ ULBs 25% of scheme area is to be reserved for EWS/LIG houses and for RHB 50% of houses would be for EWS/LIG category. 

Provision-1B
Mandatory Provisions for the proposed industrial Areas of RIICO and Private Developers – In Industrial Schemes 5% area would be reserved for EWS/LIG category.

 Provision-2
Development of Affordable Houses by Private Developer on Private Land in Partnership – In the Scheme of minimum 2 hectares minimum 50% area will be used for construction of EWS/LIG units and these will be allotted to eligible EWS/LIG families by the concerned Local Authority. Remaining 50% area may be used for Residential Development. Certain incentives such as waiver of Land conversion/ Land use change of land and Building Plan Approval Charges on 100% Land area along with free FAR up to 2.25.

Provision-3A
Development of EWS/LIG flats by Private Developer on whole of Private Land (flatted development, Multistory format) – Basic objective of this provision is to create Housing Stock of EWS/LIG segment and to attract Private Developers to construct 100% EWS/LIG category houses on their own Land. Certain incentives of additional height along with waiver of Land conversion/ Land use change of land and Building Plan Approval Charges on 100% Land area along with free FAR up to 2.25.

Provision-3B
Development of EWS/LIG houses by Private Developer on whole of Private Land (Plotted development with G+3 format) – Since in smaller Towns Multistoried Flats are not acceptable hence the provision of Low rise houses is also given with the objective of creating Housing Stock of EWS/LIG segment and to attract Private Developers to construct 100% EWS/LIG category houses on their own Land. Certain incentives as waiver of Land conversion/ Land use change of land and Building Plan Approval Charges on 100% Land area along with free FAR up to 2.25

Provision – 4 – Construction of EWS/LIG Houses on Government Land :-
4A – By allotment of Government Land 
4A (i)     Affordable Housing on Government Land by Private Developer in 75:25 ratio (75% land for EWS/LIG and 25% for other categories)on G+3 format.

4A(ii)    Affordable Housing on Government Land by Private Developer in 75:25 ratio(75% land for EWS/LIG and 25% for other categories) on multistoried format.

Provision 4B – By allotment of Government Land by Bidding – 
Affordable Housing on Government Land minimum of 1 Hact by Private Developer with price of land as bid parameters:
In cities with population 3 lacs and above in 75:25 ratio.
In cities with population above 1 lac up to 3 lacs in 60:40 ratio.
In cities with population less than 1 lac in 50:50 ratio.

Provision-4C
Affordable Housing on Government Land above 10 Hect. by Private Developer in Joint Development Agreement.

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Housing X Sem.pdf

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